|
All agents are NOT alike! Find out why we are top real estate experts. Call us: 717-367-2400, 717-838-1000 or 717-533-1100 Direct.
|
Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
Find Out More >
View All Offers >
|
"John made buying our first home an enjoyable..."
"John made buying our first home an enjoyable and easy experience."
"Rocky and Angie Parise"
Read Quote >
View All Quotes >
|
 Compare three mortgages at one time.
Download TripleCalc now. It's free. |
The John Smith Team are some of
The Top Selling Real Estate Experts™
Find Out More > |
|
|
 |
 |
Special Offers: Special offers for Harrisburg, Hershey and Lancaster homeowners
from The John Smith Team, top Realtors |
|
Affiliates: The John Smith Team's real estate web site
affiliates |
|
eNewsletter: The John Smith Team's Harrisburg, Hershey and Lancaster newsletter email will
send you the latest real estate information |
|
Today's Real Estate News: Daily real estate news for this neighborhood, Pennsylvania, and
United States |
|
Market Conditions Report: Market conditions report for this area, Pennsylvania, and
United States |
|
Monthly Payments & Schedule: Monthly loan payments java
mortgage calculator |
|
How Much Can You Afford?: Calculate how much home
you can afford with this financial calculator |
|
Determine Tax Savings: Calculate how much your
monthly Harrisburg, Hershey and Lancaster Pennsylvania mortgage payments save you on your
taxes because of loan interest |
|
Should You Rent or Buy?: Is it better to rent a
home in Pennsylvania or buy your own Harrisburg, Hershey and Lancaster house, ranch,
luxury property, condominium, acreage, or other real estate? |
|
Adjustable Rate Mortgages: Adjustable rate
Harrisburg, Hershey and Lancaster mortgages information and interest rate java
calculator |
|
What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage. |
|
Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM. |
|
Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers. |
|
15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms. |
|
How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out. |
|
What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount. |
|
Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment. |
|
TripleCalc: FREE Software
Download: TripleCalc lets you compare three loans at one time for your property
or other Pennsylvania real estate |
|
Top National Real Estate Web Sites: Real Estate Web Sites
that include some unique sources of realty information, listings, and
more |
|
Ask Anything: Ask The John Smith Team
anything real estate |
|
NUMBER1EXPERTS: List of all the NUMBER1EXPERT
real estate agentss and realty professionals and brokers in the USA and Canada
with links to their personal web sites with homes for sale |
|
Real Estate Tips: The John Smith Team's realty
library of real estate tips and advice on everything from preparing your home
for sale to negotiating with home buyers to escrow, closing costs, property
inspections, and mortgage brokers |
|
Real Estate Trivia: The John Smith Team's collection of real estate trivia questions
and answers that include real estate topics such as the most expensive home,
largest swimming pool, and more |
|
Real Estate Dictionary: Complete real estate
dictionary and glossary of realty words you'll use when you list and sell your
Harrisburg, Hershey and Lancaster property in Pennsylvania, including legal terms
definitions, and more |
Please Sign Up For The Latest Listings and the Latest Real Estate News
Real Estate Contracts >Deadlines
Both buyer and seller should be aware of all of the deadlines in their purchase agreement. Each contract is different, but there are usually time limits covering the structural contingency, the financing application, the loan commitment, and the closing.
If you are a careless buyer, you could lose your right to ask a seller to pay for needed repairs. There may be a limit on the time the seller has to respond to the buyer's request to complete repairs that are not required by the contract. Failure to apply for your mortgage on time may place your deposit at risk if the loan is denied. In many cases, the agreement can be declared null and void by the seller if financing is not approved within the time frame set forth in the contract. A delayed closing can cost the sellers money, and they may ask the buyer to reimburse these expenses.
Work closely with your real estate agent to ensure that all of your transaction deadlines are met.
|
| Q |
Who is "Freddie Mac", and why is he a big name in real estate?
|
| A |
"Freddie Mac" is the nickname for FHLMC, the Federal Home Loan Mortgage Corporation, which buys mortgages from lending agencies, thus allowing lenders to continually replenish funds for new mortgage loans. |
 See More Real Estate Trivia > |
|
|
|
|
- NUMBER1EXPERTS™ 
